*****SOOOOO... our new friends (home team leaders) have been trying to have a baby for 2 years! The found out Tuesday night that they were prego... woot woot.. PRAISE GOD! CONGRATS SPEEDS!!!!!!! ****
Okay, so life has been crazy lately. Tim FINALLY got home from his long trip to Cali. We get the boys tonight until Monday night! Yay! A long weekend with the whole fam!
So, once Tim got home yesterday.. we had a date DAY/NIGHT. It was perfect. A great time to reconnect and have some fun! Before we went to bed, we read a chapter in our book. About finances. Now this is a subject I ROCK at. LOL... I'm not bragging, it's just something I am gifted at. I am good at saving, not spending, and not living without! At any budget! I have been able to save even when I was making $10/hour, right after I had Madison! Now Tim.. Tim.. not so much, he's a spender!
Anywho, the chapter talked about the following...
1. Either pay your Credit Cards off monthly or tear them up. - Whoa Momma.... I liked this. I heard something 5 years ago, that if you can't afford it with cash- you don't need it. I have abided by this simple rule.
2. 10% to GOD (the church), 10% to savings, and the rest for whatever you need to pay. This info is from the bible. We have incorporated tithing into our weekly routine, but did not know that 10% was the proper amount to save. GOOD INFORMATION!
3. PRAY ABOUT YOUR MONEY, BUDGET, ETC --- of course! Why hadn't I thought about this?!?! I pray about everything else in my life, why not something as important as finances?!?! duh! I mean I have prayed "LORD HELP ME OUT WITH MAKING ENDS MEET!"..but never... "LORD SHOW ME HOW TO BUDGET, HELP ME TO KNOW WHAT I NEED TO FOCUS ON, ETC" Makes since, we all need guidance in all we do. Even with money!
So how did we apply this new bit of info... WE PRAYED... Tim has decided he would like to be more apart of the finances... which I'm all for. So we got all of my spreadsheets on our budget/income out, calenders of when things are due, paper bills of how much, info on what is auto draft/what can be "bill paid" online, etc AND we prayed! It was awesome. A feeling of unity that I have never shared with anyone before (regarding mooola). LOL.. silly huh... I know I know... but it was painless and fun!
Prayer Request-
Heather- ability to give up some control with finances
Tim- ability to take on some more control with finances
Kids- For them to keep a positive attitude toward each other this weekend and focus on growing closer to each other--- and STOP trying to spend all our money.. haha
Subscribe to:
Post Comments (Atom)
YOU KNOW I THINK J & I ARE GOING TO RE-READ this book, we read it when we first got married but I think it would relate in such a different way now. I think tithing is one of the hardest things to understand... Don't get me wrong it has been explained to me/US a million times but still not completely clear... I am glad TIM IS BACK we need to all get together soon. Hope you guys have a great weekend with the kidos. Love you, H
ReplyDelete